Are you looking to find out your score from any or all 3 of the major bureaus: Equifax, Experian, TransUnion? Do you believe there is an error, duplicated item or inaccuracy on your report? Call (877) 440-3025 for your most up to date report or click the button below to call and speak to a live consultant.

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(877) 440-3025

Self Help

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Report Assistance

A live consultant can help you get your report from all three bureaus

(877) 440-3025

Service Overview & Pricing

When you call, a live consulatant will supply you with your report which contains all 3 of your scores. We will also help you look for inaccurate information that may be negatively To affecting your scores.

Depending on what shows up on your report, we may be able to assist you further. Please review the Services Overview, Timeline & Pricing below for more information.


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Service Overview

A live, knowledgable consultant will start by asking you about your score concerns. Once they have a clear understanding of the reason for your call, they will typically walk you through your free report assessment. This includes a free review of your most up to date report. They will look for negative items on your report and help you assess if you are a good candidate for further help. Based on your individual situation, the agent will recommend a course of action and explain any options available to you. If you want to move on, your consultatant may then work on your behalf with the three major bureaus and those responsible for the negative items. Call us at (877) 440-3025 to see how we may help you.

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Timeline

The amount of time the process takes from beginning to end may vary based on your individual situation. If you only have one or two negative items, it may only take a little while to complete. If you have many inaccurate items on your report, it may take a little longer and more effort to improve your overall profile. While our consultants can assist with inaccurate items, please know that legitimate negative items cannot be removed. Over time, the impact of legitimate negative items can be diminished until they eventually fall off your report history completely. Call (877) 440-3025 to get started.

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Pricing

The amount that live consultatants charge varies based on the number of negative items found on your report. While this price will vary based on your specific needs, it tends to be in the $29 and $89 range. For exact pricing based on your unique situation, you’ll need to speak with a live consultant about your specific situation by calling toll free (877) 440-3025.

Benefits of Services


Save Time


Save time by working working with experienced organizations to ensure your reports are fair and accurate.

Professional Advice


Live report consultants are equipped with the skillset required to assist you. Call (877) 440-3025 to speak to a live consultant now.

Results


While anyone can fight negative items with each bureau on their own, experienced consultants have years of experience helping clients just like you.

Common Questions


Yes. The federal government allows individuals to obtain their scores and look for inaccurate information on their own.

A live consultant will first verify your information. They will then provide you with your report and help you determine the accuracy of the report. Once your request is processed, it can take up to 30 days for the investigation to conclude. Companies who have inquired about your history will then receive notice in the mail that the investigation has concluded.

If the information has been reported correctly, you generally are able to write a statement explaining the issue.

During this process, it is recommended that you do not apply for anything new.

Check to ensure that the information is solely about you, and that the report does not include inaccurate or incomplete information. Some errors may include:

  • Identity Errors: Incorrect name, phone number, address, accounts under a different name or similar name, or incorrect accounts due to identity theft
  • Incorrect Reporting of Account Status: Closed accounts seen as open, authorized user is reported as owner of the account, accounts inaccurately reported late or delinquent, error in the date of the last payment, or an error regarding the date opened and the date of first delinquency
  • Data Management Errors: Incorrect information reported once again after being corrected, or accounts that appear multiple times
  • Balance Errors: Accounts with incorrect balance or credit limit.

You can download sample letters provided by the Consumer Financial Protection Bureau by searching "Consumer Financial Protection Bureau"

Information remains on your account for about 7 years or until the statute of limitations runs out. A statute of limitations is the limited time period they have to file a lawsuit against you.

Immediately contact one of the nationwide agencies to place a fraud alert on your report. A fraud alert ensures that extra steps are required to verify your identity before opening a new account, issuing a new card, or increasing a limit.


(877) 440-3025